The Big City

Equifax collect credit data about you and then sell that data to financial institutions who are considering lending you money. If you want to know what they’re saying about you, you can pay them £17 to see a copy of your own records, which seems a bit cheeky to me. However, thanks to the Data Protection Act, you can also ask them to give you a copy of all the data they hold on you by demanding a Statutory Credit Report from them, and that only costs £2. You can even pay by credit card, an idea I find ironically appealing, for some reason. Equifax.